If the brand new coronavirus interferes along with your already-planned journey, do not depend in your journey insurance coverage to offer a lot assist.

Until you may have "cancel for any purpose" protection, you may be out of luck. 

Whereas some insurers have loosened their restrictions, worry of contracting the brand new coronavirus, or COVID-19, is just not lined underneath a normal coverage, specialists say. And since the unfold of the pathogen is now thought of a identified issue for journey i.e., it is a declared pandemic it's more likely to be excluded from protection. 

"It should differ relying on the coverage, which individuals are discovering out," mentioned Jill Gonzalez, an analyst with private finance web site WalletHub. "It is determined by the tremendous print."

The speedy unfold of COVID-19 has hit the journey trade particularly onerous, as occasion cancellations, closures, journey restrictions and shoppers' worry have stopped many trip-takers of their tracks. Already, the Worldwide Air Transport Affiliation estimates...